XM operates three bonus programs: the $30 no deposit bonus, the deposit bonus (50%+20%), and the XM Loyalty Program (XMP points). For traders, understanding the history and status of these programs helps set realistic expectations and make informed decisions about when and how to claim.
This page tracks all changes to XM's bonus programs throughout 2026. We update it whenever XM modifies terms, amounts, or availability.
XM Bonus Programs — Current Status (April 2026)
| Program | Status | Amount | Last Change |
|---|---|---|---|
| $30 No Deposit Bonus | Active | $30 | No changes in 2026 |
| 50% Deposit Bonus | Active | Up to $250 (first $500 deposit) | No changes in 2026 |
| 20% Deposit Bonus | Active | Up to $4,750 (ongoing) | No changes in 2026 |
| XM Loyalty Program | Active | Variable (XMP points) | No changes in 2026 |
$30 No Deposit Bonus — Detailed Tracker
XM's flagship no deposit bonus has been remarkably stable since its launch. Here is the complete 2026 status:
Current Terms (Unchanged)
- Amount: $30 USD
- Eligibility: New real account holders only (one per person)
- Lot requirement: Approximately 10 micro lots (0.10 standard lots)
- Time limit: None
- Max withdrawal: ~$200 in profits
- Platforms: MT4, MT5
- Account types: Standard, Micro
- Available countries: 190+
2026 Changes Log
- January 2026: No changes
- February 2026: No changes
- March 2026: No changes
- April 2026: No changes (current)
Deposit Bonus Program — Detailed Tracker
XM's deposit bonus operates in two tiers:
Tier 1: 50% Bonus (First $500)
Your first deposit receives a 50% bonus up to $250. Deposit $500, receive $250 bonus, trade with $750 total.
Tier 2: 20% Bonus (Up to $4,750)
Subsequent deposits receive a 20% bonus up to a cumulative $4,750. This is applied automatically on every qualifying deposit.
Total Maximum Bonus: $5,000
Combined across both tiers, the maximum deposit bonus at XM is $5,000. This is generous by industry standards, though the 20% rate on the bulk of it is lower than competitors offering 100% matches.
XM Loyalty Program (XMP)
The XMP program awards points on every trade, convertible to bonus credit or cash. The program has four tiers:
| Level | Requirement | XMP per Lot | Value per Lot |
|---|---|---|---|
| Executive | Active account | 10 XMP | ~$3.33 |
| Gold | 30+ active days | 13 XMP | ~$4.33 |
| Diamond | 60+ active days | 16 XMP | ~$5.33 |
| Elite | 100+ active days | 20 XMP | ~$6.67 |
At Elite level, the XMP program effectively functions as a $6.67 per lot cashback — competitive with dedicated cashback programs. This is an underappreciated benefit for long-term XM traders.
Historical Timeline — XM Bonus Programs
- 2017: XM launches $30 no deposit bonus. Revolutionary at the time for a CySEC-regulated broker.
- 2018-2020: Bonus maintained at $30 with consistent terms. Minor adjustments to lot requirements.
- 2021-2022: Deposit bonus structure refined to 50%+20% tiers. Maximum increased to $5,000.
- 2023: XM Loyalty Program (XMP) launched, adding ongoing value beyond one-time bonuses.
- 2024: Social Trading integrated, allowing bonus funds for copy trading.
- 2025: MT5 fully supported for all bonus programs. No amount changes.
- 2026: All programs continue unchanged as of April.
The consistency is XM's biggest strength. Traders who claimed the bonus in 2017 had the same fundamental experience as those claiming it in 2026. This reliability builds trust.
What Might Change — Educated Speculation
Based on industry trends and XM's historical patterns, here is what could potentially change:
- Unlikely: Increase in the $30 amount. XM has shown no interest in competing on amount.
- Possible: Enhanced XMP rates or new loyalty tiers. The loyalty program is a competitive tool XM can improve without regulatory risk.
- Possible: Social Trading integration improvements, making it easier to use bonus funds for copy trading.
- Possible: Regional variations in bonus terms as regulations tighten in specific jurisdictions.
- Unlikely: Bonus discontinuation. The program is a core part of XM's client acquisition strategy.
No changes, no reductions, no surprises. XM's $30 bonus remains the most reliable offer in forex. Claim yours now.
Frequently Asked Questions
Has XM changed its $30 bonus terms in 2026?
As of April 2026, XM has not made significant changes to the $30 no deposit bonus terms. The bonus amount, lot requirements, and absence of a time limit remain the same. XM has historically been conservative about modifying this flagship promotion.
Will XM increase the no deposit bonus amount?
There is no indication that XM plans to increase the $30 amount. The bonus has been $30 since its launch in 2017. XM's approach has been consistency rather than headline-grabbing increases. The value lies in the favorable terms, not the amount.
Has XM ever discontinued its bonus program?
XM has never discontinued the $30 no deposit bonus since its launch. The program has been available continuously since 2017, making it one of the longest-running forex promotions. Regional availability may vary, but the program itself has never been pulled.
Does XM offer different bonuses in different countries?
The $30 no deposit bonus is available globally in 190+ countries with the same terms. XM's deposit bonus program may vary slightly by region due to regulatory differences (EU clients may have restrictions). The core no deposit offer is consistent worldwide.
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